By Aduragbemi Omiyale
An initiative to encourage Nigerians to register to vote in the 2023 general elections has been reintroduced by a leading e-hailing platform, Bolt.
The scheme, called MyPVCJourney (My Permanent Voter Registration Journey), will allow customers to enjoy a 50 per cent discount to select offices of the Independent National Electoral Commission (INEC) in Lagos and Abuja.
The idea, which began in 2021, was designed as part of the company’s community engagement efforts and commitment to promoting active citizenship.
As electoral dates draw nearer, Bolt identified mobility challenges Nigerians face which have encouraged voter apathy, and has set out to aid the public in overcoming these obstacles.
Two key challenges were identified by the mobility platform, which is a lack of awareness of nearest PVC registration locations and inadequate transport opportunities in Nigeria’s biggest cities.
This is why the firm is offering a 50 per cent discount to 24 INEC local government offices in Lagos and Abuja. As users choose any of the selected locations as their destination, the app will automatically apply the discount to the ride.
“When we launched the MyPVCJourney last year, it was a mega success with our microsite receiving over 16,000 pledges by Nigerians who commenced their PVC process.
“As the electoral process begins its final stretch, we understand our responsibility as the leading ride-hailing platform to partner with Nigerians and assist them as best as we can in becoming active citizens.
“This initiative is just one of the many ways we continue to commit to developing the socio-political and economic landscape in Nigeria,” the Nigeria Country Manager for Bolt, Mr Oludele Dare, said.
To bolster the initiative and voter participation, Bolt will be reactivating its #MyPVCJourney microsite where users can learn more about voting in Nigeria.
The select INEC offices applicable for the discount are as follows:
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Aduragbemi Omiyale is a journalist with Business Post Nigeria, who has passion for news writing. In her leisure time, she loves to read.
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By Adedapo Adesanya
The Federal Government of Nigeria has recruited and trained 8,000 personnel of the Federal Road Safety Corps (FRSC) to safeguard highways in the country.
The Secretary to the Government of the Federation (SGF), Mr Boss Mustapha, said on Tuesday in Abuja while decorating the new FRSC Corps Marshal, Mr Dauda Biu, with his new rank.
He said that the injection of the personnel into the system was among the numerous support that the FRSC received since the inauguration of President Muhammadu Buhari’s administration in 2015.
Mr Mustapha said that several interventions were targeted at reducing the high rate of carnages on roads in the country, noting that the support includes assenting to the six United Nations Conventions and Agreements on road traffic.
“Building and inauguration of a world-class auditorium, ICT Hall and ultra-modern medical centre at FRSC Academy Udi, Enugu State.
“Also, building and inauguration of administrative block, hostels for cadets of the Academy and Junior officers of FRSC Staff College at FRSC Academy Udi, Enugu State.
“The approval of the Nigeria Road Safety Strategy Document I and II to deepen road safety administration and encourage inclusiveness,” he added.
Mr Mustapha said that the Corps was also able to expand the scope of its national driver’s licence production plant with the building of a new print farm in Lagos.
According to him, this is in addition to a new training school for road Marshal Assistants in Shendam, Plateau.
“Also, the establishment of Marshal Assistant Training School in Awo Alero through effective collaboration with the Delta State Government.
“The workforce was also increased through recruitment and training of over 8000 personnel.
“On the operational front, a total of 958 vehicles were injected into the corps, and a total of 16 new Sector Commands were built to boost staff welfare and comfort in the workplace,” he said.
The SGF charged all officers and men to consolidate on the successes made so far in achieving the mandate of road traffic crash eradication in the country.
Mr Mustapha said that the event was historic, as it was the second time a career staff was appointed to head the ISO-certified organisation in the capacity of corps marshal.
Speaking, the new corps marshal appreciated President Buhari for finding him worthy of the appointment. The president confirmed Mr Biu as substantive corps marshal on December 30, 2022, having served in an acting capacity since July 2022 after the retirement of Mr Boboye Oyeyemi.
“We will work hard, the appointment is giving us more vigour, and we assure you that we will not fail you and we will not let you down,” Mr Biu said.
By Adedapo Adesanya
The Insurance Consumers Association of Nigeria (INSCAN), which includes motorists, has called on the National Insurance Commission (NAICOM) to reverse its directive on the increase of third-party motor insurance premium in Nigeria.
NAICOM recently issued a policy directive on the increase of third-party insurance policy in Nigeria by 200 per cent.
INSCAN, in a letter signed by its National Coordinator, Mr Yemi Soladoye, demanded the reversal of the directive, saying it amounted to a deliberate breach of the fundamental Principle of Utmost Good Faith and other decent regulatory principles guiding Insurance practice.
“We hereby write with respect to your Circular No.: NAICOM /DPR/CIR.46/2022 dated Dec. 22, 2022, increasing the third-party motor insurance premium in Nigeria by 200-400 per cent for different categories of motor vehicles.
“And by implication, giving only one week’s notice to the insuring public of Nigeria to comply.
“We demand the reversal of the directive as it amounts to a deliberate breach of the Fundamental Principle of Utmost Good Faith and other decent regulatory principles that guide insurance practice,” it said.
The INSCAN recalled that enough time was given to the public for feedback and adjustments to be made on the recent cases of currency redesign as well as the cash withdrawal limit introduced by the CBN.
It said the almost 20 million Motor Insurance Consumers in Nigeria deserved more than a week’s notice for compliance, describing the duration as a great insult to the collective intelligence of Nigerians.
The association said it had read over 500 public comments by Nigerians on the directive, saying the reputation slowly built for the Nigeria Insurance Industry was being eroded by the series of condemnations.
It said that practitioners, as well as the various arms of the central government of Nigeria, were being unfairly treated.
It quipped, “How much has your commission paid out to victims and customers of Proscribed Insurance Companies over the past 20 years as required under Section 78 of the Insurance Act 2003 to justify an astronomical increase in premium amount?
“Where is the report of an ad hoc committee required to be set up under Sec. 52 of the Insurance Act 2003, stating the imperative of increasing Insurance Premium by a whopping 200 per cent?
“We also know that the referred Sec. 52 of that Insurance Law does not confer arbitrary powers on you because Insurance is a business affected by Public Policy and otherwise it becomes legalised robbery,” it said.
The association said that the predictable outcome of the directive would be a substantial increase in the number of fake Insurance Underwriters in Nigeria.
You are definitely aware of the fact that even at the current N5,000 MTP Premium, many Nigerians still patronise the fake underwriters.
“And this is not because these Nigerians cannot afford the N5,000 but because they don’t see any benefit be it under your genuine or the fake cover,” the association said
It said that the directive would garner more money to the pockets of NAICOM and insurance operators and more hardship to Nigerian insurance consumers.
“To what extent have the interests of the Policyholders of the Insurance Underwriters, whose licences you revoked in the past year, been protected?
“How much have you paid to the various Fire Brigades in Nigeria as Fire Service Maintenance Fund as prescribed under Sec. 65 of the Insurance Act 2003.
“But still, you are quick to increase the Premium burden on the largely dissatisfied Insurance Customers in Nigeria,” it said.
INSCAN lamented the increment without due consideration for the feelings of the consumers, particularly in Nigeria, where the good customers who didn’t make claims are never rewarded.
The association said that failure to reverse the obnoxious directive would put NAICOM on record as the regulator with the highest level of impunity and insensitivity in Nigeria.
It stated that NAICOM’s policy directive was not subjected to civilised trade practices, professionally-accepted insurance principles, transparent customer-oriented regulations and humane attention to the economic situation of most Nigerians.
The association said that consumers were further convinced that the motive behind the directive was self-serving, arrogant and detrimental to their interests.
It said NAICOM was established to protect consumers, demanding a reversal of the policy pending proper consideration of the grey areas of the directive.
By Adedapo Adesanya
Motorists travelling in West African nations would no longer need to obtain an Economic Community of West African States (ECOWAS) Brown Card, the National Insurance Commission (NAICOM) has revealed.
This is one of the many perks of the increase in the mandatory Motor Third Party Insurance Premium from N5,000 to N15,000 by the insurance regulator.
The commission’s latest statement on the obligatory motor insurance premium follows the Insurance Consumers’ Association’s recent appeal for an immediate reversal of the new motor insurance premium policy.
Speaking on this, NAICOM’s Head of Corporate Communications and Market Development, Mr Rasaaq Salami, noted that the ECOWAS Brown card had been captured in the upgraded premium for Motor Third Party insurance.
He added that motorists driving within the West Africa sub-region would not bother to acquire the ECOWAS Brown Card again.
The brown-coloured card provides the motorist with a complete guarantee for prompt, fair and immediate compensation for any accident he/she may have outside his habitual residence country.
The cardholder is treated exactly as if the basic insurance policy was underwritten by a company located in the country visited or through which it transits.
Since the brown card is recognised by the government authorities, the motorist is exempted from any other formality relating to the guarantee against the risks of civil liability.
Other benefits from the new premium rate, according to the NAICOM’s spokesman, include N3 million claims on damages and limitless life cover for accident victims.
Mr Salami, therefore, implored Nigerians to embrace the new rate to enable them to enjoy the benefits that would accrue from it.
He submitted that the new rate became necessary due to the cost of fixing a damaged vehicle, stressing that presently, it had become difficult to use the N5,000 third-party policy to fix an accident with exotic vehicles, which cost of maintenance has gone up in recent times.
According to the NAICOM’s directive, henceforth (January 1 2023), the premium rate for Motor Third Party Insurance for private vehicles has been increased by 200 per cent to N15,000 as against N5,000 previously charged.
NAICOM also approved N3 million Third Party Property Damage (TPPD) limit for private motors; N5 million limit for own goods, with a premium of N20,000; staff bus premium, N20,000 and TPPD, N3 million.
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